To qualify to earn 1.26% APY (Annual percentage yield) on your account, and be entered in the monthly local gift card drawings, do these things:
Use your debit card at least 20 times during the cycle dates shown in the link above
have a direct deposit that comes in during those same dates
sign up to receive your statements online (in your online banking profile, click on the e-statements tab and follow the instructions--this is a one time step in the process)
If you have questions, please ask! We are here for you.