Our online mortgage tools will provide you with an easy, convenient, online experience for the best loan programs and most current rates available. We pair this with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. Here are some of the loans we are proud to offer:
Fixed Rate Mortgage - This loan provided you with stability in knowing your rate and monthly payment will stay the same for the life of your mortgage which makes budgeting easier.
Adjustable Rate Mortgage (ARM)- An ARM loan might be the right choice if you consider your house a starter home or plan on moving before you reach the time your loan will adjust, or if you tend to relocate every few years because of your job, and want to enjoy lower monthly payments. Today’s ARMs are fixed for a period of time, adjusted based on market conditions, and come with Reasonable Maximum Payment Cap. An ARM can make great financial sense for certain homeowners, and serve as an effective tool in helping you achieve your personal finance goals.
Construction & Renovation Financing - This is for the borrower that plans to create and build their dream home. There are couple of options here:
Home Equity Line of Credit- The most common source of renovation funds! Use the equity in your home to complete improvements, or take that same equity for use on college tuition payments, a new car, or a much need vacation.
Jumbo Mortgages - These loans are tailor made for those who like to live life large. We have competitive rates on jumbo size mortgages, ask us today of this option might be right for you!
FHA Mortgages- BS&L is proud to be an approved brokered lender for the Federal Housing Administration. The FHA is the largest insurer of mortgages in the world, insuring over 34 million properties since its inception in 1934.
USDA Mortgages- United States Department of Agricultural (USDA) offers up to 100% financing and BS&L is proud to be one of their approved lenders to offer you their generous programs.
VP Residential Lending
NMLS # 487902
NMLS # 488142
AVP Mortgage Officer
NMLS # 488141
Mortgage Loan Officer
NMLS # 1536097