Mortgage or Home Equity Loans

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Mortgage or Home Equity Loans

In addition to low interest rates, you'll get local decision-making and service from a trusted community bank. We not only provide high-quality banking products and services, we do it rooted in the communities we serve. Our online mortgage tools provide you with a convenient online exprience for the best loan programs, and most current rates available.

Some of the loans we offer:
 

FIXED RATE MORTGAGE

This loan provides you with stability in knowing your rate and monthly payment will stay the same for the life of your mortgage, which makes budgeting easier.

 

ADJUSTABLE RATE MORTGAGE (ARM) 

An ARM loan might be the right choice if you consider your house a starter home or plan on moving before you reach the time your loan will adjust, or if you tend to relocate every few years because of your job, and want to enjoy lower monthly payments.

 

CONSTRUCTION & RENOVATION FINANCING

For the borrower who plans to create and build their dream home. We offer several options:

Want to talk to a mortgage officer?

An experienced loan officer will work with you to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. 

  Contact Us >>  

Additional loans we offer:

HOME EQUITY LINE OF CREDIT

The most common source of renovation funds! Use the equity in your home to complete improvements, or take that same equity for use on college tuition payments, a new car, or a much need vacation.

 

JUMBO MORTGAGES

These loans are tailor made for those who like to live life large. We have competitive rates on jumbo size mortgages, ask us today of this option might be right for you!

 

FHA MORTGAGES

BS&L is proud to be an approved brokered lender for the Federal Housing Administration (FHA). The FHA is the largest insurer of mortgages in the world, insuring over 34 million properties since its inception in 1934.

 

USDA MORTGAGES 

United States Department of Agricultural (USDA) offers up to 100% financing and BS&L is proud to be one of their approved lenders to offer you their generous programs.
 

Meet Our Team

Mia DeAngelis

VP Residential Lending

NMLS # 487902

 

Jim Johnson

Mortgage Officer

NMLS # 488142

 

Helen Wachtel

AVP Mortgage Officer

NMLS # 488141

     

 Linda Hescock

Mortgage Loan Officer

NMLS # 1536097

 

       

 

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