Our first priority is always helping our customers make financial choices that are right for them. Many people may that the flexibility and security of having a transaction covered in case of an emergency is worth the cost. Choose from one of our convenient overdraft plans!
Accidental overdrafts don't have to become a financial burden if you already have a Statement Savings account with us. Just come in and ask us to link your savings to your checking. Then, if an overdraft situation does occur, your savings account will provide that cushion. It's as simple as that!
• All overdrafts on your checking account will be covered by sweeping available funds necessary from your savings account into your checking.
• $5.00 per sweep
Courtesy Coverage is a special overdraft service for Brattleboro Savings & Loan’s customers. It is a discretionary overdraft service requiring no action on your part that provides you a safety net up to an automatically assigned overdraft limit. For more information about Courtesy Coverage please view our Courtesy Coverage brochure.
Your Courtesy Coverage limit may be available for checks and other transactions made using your checking account number or automatic bill payment and recurring debit card payments; and for sole proprietors only, ATM and everyday debit card transactions. For all other personal accounts, at your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases. Please use our Opt-in form to request that we authorize and pay ATM transfers or withdrawals and everyday debit card purchases.
A safety-net for your checking account. Applying for a line of credit is easy and will provide you with a peace of mind. It's in place whether you need to draw on it or not.
Oversights and inadvertent overdraft situations happen. Avoid unnecessary fees and embarrassing situations by choosing one of our protection plans above. If you do not take action, checks and electronic debits that result in insufficient funds will be returned.
If you do not have any overdraft protection in place, items presented for payment against insufficient funds may be returned by the bank. Contact us today to decide which option is best for you.