Privacy Policy

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Privacy Policy

FACTS WHAT DOES THE BRATTLEBORO SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons THE BRATTLEBORO SAVINGS & LOAN ASSOCIATION chooses to share; and whether you can limit this sharing.

 

     
Reasons we can share your personal information
Does
BRATTLEBORO
S&L share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

 

Questions? Call 888-806-6400 or go to www.brattbank.com
 
Who We Are
Who is providing this notice? THE BRATTLEBORO SAVINGS & LOAN ASSOCIATION

 

What We Do
How does BRATTLEBORO S&L protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does BRATTLEBORO S&L collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • THE BRATTLEBORO SAVINGS & LOAN ASSOCIATION has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • THE BRATTLEBORO SAVINGS & LOAN ASSOCIATION does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • THE BRATTLEBORO SAVINGS & LOAN ASSOCIATION doesn't jointly market.

 

Other important information

The State of Vermont's privacy legislation differs from the federal consumer law in a number of respects. The federal version allows consumers to opt out of any sharing of information beyond the exceptions allowed. The Vermont version is the opposite in that consumers have to opt in if they want information shared. Since we do not share information beyond the exceptions allowed, there is no need for you to notify us in regards to opting in or out. Whenever the state law is more restrictive, we will abide by the more restrictive requirements.

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