Certified B Corporation

Rates

Deposit account rates

12/19/2022










Money Market Account  Minimum Balance to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield**
$0 - $999.99 $1,000.00 N/A 0.00% 0.00%
$1,000.00 - $4,999.99 $1,000.00 $1,000.00 0.20% 0.20%
$5,000.00 - $24,999.99 $1,000.00 $5,000.00 0.35% 0.35%
$25,000.00 - $49,999.99 $1,000.00 $25,000.00 0.40% 0.40%
$50,000.00 & Above $1,000.00 $50,000.00 0.50% 0.50%

Checking Account Minimum Balance to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield**
Basic Checking Account $25.00 N/A 0.00% 0.00%
Relationship Checking $1,000.00 $1,000.00 0.05% 0.05%

Local Rewards Checking* Minimum Balance to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield**
$0 - $24,999.99 $500.00 $0.00 0.75% 0.75%
$25,000.00 - $275,000.00 $500.00 $25,000.00 0.05% 0.75% - 0.11%

Capital Access Account Minimum Balance to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield**
$0 - $999.99 $1,000.00 N/A 0.00% 0.00%
$1,000.00 - $24,999.99 $1,000.00 $1,000.00 0.05% 0.05%
$25,000.00 - $99,999.99 $1,000.00 $25,000.00 0.10% 0.10%
$100,000.00+ $1,000.00 $100,000.00 0.10% 0.10%

Holiday Savings Account Minimum Balance to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield**
$0 - $4.99 $5.00 N/A 0.00% 0.00%
$5 & Above $5.00 $5.00 0.05% 0.05%

Statement Savings Minimum Balance to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield**
$0 - $249.99 $50.00 N/A 0.00% 0.00%
$250.00 & Above $50.00 $250.00 0.10% 0.10%

Certificates of Deposit & IRA Rates**

Term Minimum Balance to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield**
91 Day $500.00 $500.00 0.05% 0.05%
6 Month $500.00 $500.00 2.50% 2.57%
12 Month $500.00 $500.00 2.75% 2.83%
18 Month $500.00 $500.00 3.00% 3.09%
2 Year $500.00 $500.00 0.20% 0.20%
3 Year $500.00 $500.00 0.50% 0.50%
4 Year $500.00 $500.00 0.60% 0.61%
5 Year $500.00 $500.00 0.75% 0.75%




* Must satisfy requirements to qualify for bonus rate. See a customer service rep for more information. Base rate and APY is 0.05% if you do not qualify. APY listed is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.

** Annual Percentage Yield (APY). A penalty may be assessed for early withdrawal. Any certificate can be opened as an individual retirement account. Annual Percentage Yields (APYs) may change at maturity. Limited-time offer, may be withdrawn at any time.

Note: Rates are subject to change without notice, and may change after account opening. Fees may reduce earnings. Penalty for early withdrawal from Certificate of Deposit may reduce earnings.
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