| Money Market Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $0 - $999.99 |
$1,000.00 |
- |
0.00% |
- |
| $1,000 - $4,999.99 |
$1,000.00 |
$1,000.00 |
0.05% |
0.05% |
| $5,000 - $24,999.99 |
$1,000.00 |
$5,000.00 |
0.05% |
0.05% |
| $25,000 - $49,999.99 |
$1,000.00 |
$25,000.00 |
0.10% |
0.10% |
| $50,000 & Above |
$1,000.00 |
$50,000.00 |
0.10% |
0.10% |
| Checking Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| Basic Checking Account |
$25.00 |
- |
0.00% |
- |
| Relationship Checking |
$1,000.00 |
$1,000.00 |
0.05% |
0.05% |
| Local Rewards Checking* |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $0 - $24,999.99 |
$500.00 |
$500.00 |
0.75% |
0.75% |
| $25,000 & Above |
$500.00 |
$25,000.00 |
0.05% |
0.05% |
| Capital Access Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $0 - $24,999.99 |
$1,000.00 |
$1,000.00 |
0.05% |
0.05% |
| $25,000.00 - $99,999.99 |
$1,000.00 |
$25,000.00 |
0.10% |
0.10% |
| $100,000.00+ |
$1,000.00 |
$100,000.00 |
0.10% |
0.10% |
| Holiday Savings Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $0 - $4.99 |
$5.00 |
- |
0.00% |
- |
| $5 & Above |
$5.00 |
$5.00 |
0.05% |
0.05% |
| Statement Savings |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $0 - $249.99 |
$50.00 |
- |
0.00% |
- |
| $250.00 & Above |
$50.00 |
$250.00 |
0.05% |
0.05% |
Certificates of Deposit & IRA Rates**
| Term |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| 91 Day |
$500.00 |
$500.00 |
0.05% |
0.05% |
| 6 Month |
$500.00 |
$500.00 |
0.05% |
0.05% |
| 1 Year |
$500.00 |
$500.00 |
0.05% |
0.05% |
| 2 Year |
$500.00 |
$500.00 |
0.20% |
0.20% |
| 3 Year |
$500.00 |
$500.00 |
0.50% |
0.50% |
| 4 Year |
$500.00 |
$500.00 |
0.60% |
0.61% |
| 5 Year |
$500.00 |
$500.00 |
0.75% |
0.75% |
* Must satisfy requirements to qualify for bonus rate. See a customer service rep for more information. Base rate is 0.05% with APY of 0.05%. APY listed is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.
** Annual Percentage Yield (APY). A penalty may be assessed for early withdrawal. Any certificate can be opened as an individual retirement account. Annual Percentage Yields (APYs) may change at maturity. Limited-time offer, may be withdrawn at any time.
Note: Rates are subject to change without notice, and may change after account opening. Fees may reduce earnings. Penalty for early withdrawal from Certificate of Deposit may reduce earnings.
