| Money Market Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $1,000.00 - $4,999.99 |
$1,000.00 |
$1,000.00 |
0.20% |
0.20% |
| $5,000.00 - $24,999.99 |
$1,000.00 |
$5,000.00 |
0.40% |
0.40% |
| $25,000.00 - $49,999.99 |
$1,000.00 |
$25,000.00 |
0.50% |
0.50% |
| $50,000.00 & Above |
$1,000.00 |
$50,000.00 |
0.65% |
0.65% |
| Checking Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| Basic Checking Account |
$25.00 |
N/A |
0.00% |
0.00% |
| Relationship Checking |
$1,000.00 |
$1,000.00 |
0.05% |
0.05% |
| Local Rewards Checking* |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $0 - $24,999.99 |
$500.00 |
$0.00 |
3.20% |
3.25% |
| $25,000.00+ |
$500.00 |
$25,000.00 |
0.20% |
3.25% - 0.50% |
| Capital Access Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $1,000.00 - $24,999.99 |
$1,000.00 |
$1,000.00 |
0.05% |
0.05% |
| $25,000.00 - $99,999.99 |
$1,000.00 |
$25,000.00 |
0.25% |
0.25% |
| $100,000.00+ |
$1,000.00 |
$100,000.00 |
0.50% |
0.50% |
| Holiday Savings Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $5.00 & Above |
$5.00 |
$5.00 |
0.05% |
0.05% |
| Statement Savings |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $250.00 & Above |
$50.00 |
$250.00 |
0.10% |
0.10% |
Certificate of Deposit (CD) & Individual Retirement Account (IRA) Rates**
| Term |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| 91 Day |
$500.00 |
$500.00 |
0.05% |
0.05% |
| 6 Month |
$500.00 |
$500.00 |
3.63% |
3.75% |
| 12 Month |
$500.00 |
$500.00 |
2.68% |
2.75% |
| 18 Month |
$500.00 |
$500.00 |
3.20% |
3.25% |
| 2 Year |
$500.00 |
$500.00 |
1.47% |
1.50% |
| 3 Year |
$500.00 |
$500.00 |
1.98% |
2.00% |
| 4 Year |
$500.00 |
$500.00 |
2.10% |
2.15% |
| 5 Year |
$500.00 |
$500.00 |
2.23% |
2.25% |
* Must satisfy requirements to qualify for bonus rate. See a customer service rep for more information. The Base Rate & APY is .05% if you do not qualify. It is paid on the entire balance in your account for that cycle. APY listed is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.
** Annual Percentage Yield (APY). A penalty may be assessed for early withdrawal. Any certificate can be opened as an individual retirement account. Annual Percentage Yields (APYs) effective as of 6/25/25 and may change at maturity. Limited-time offer, may be withdrawn at any time.
Note: Rates are subject to change without notice, and may change after account opening. Fees may reduce earnings. Penalty for early withdrawal from Certificate of Deposit which may reduce earnings.
