| Money Market Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $0 - $999.99 |
$1,000.00 |
N/A |
0.00% |
0.00% |
| $1,000.00 - $4,999.99 |
$1,000.00 |
$1,000.00 |
0.20% |
0.20% |
| $5,000.00 - $24,999.99 |
$1,000.00 |
$5,000.00 |
0.40% |
0.40% |
| $25,000.00 - $49,999.99 |
$1,000.00 |
$25,000.00 |
0.50% |
0.50% |
| $50,000.00 & Above |
$1,000.00 |
$50,000.00 |
0.65% |
0.65% |
| Checking Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| Basic Checking Account |
$25.00 |
N/A |
0.00% |
0.00% |
| Relationship Checking |
$1,000.00 |
$1,000.00 |
0.05% |
0.05% |
| Local Rewards Checking* |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $0 - $24,999.99 |
$500.00 |
$0.00 |
1.99% |
2.01% |
| $25,000.00 - $275,000.00 |
$500.00 |
$25,000.00 |
0.20% |
2.01% - 0.21% |
| Capital Access Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $0 - $999.99 |
$1,000.00 |
N/A |
0.00% |
0.00% |
| $1,000.00 - $24,999.99 |
$1,000.00 |
$1,000.00 |
0.05% |
0.05% |
| $25,000.00 - $99,999.99 |
$1,000.00 |
$25,000.00 |
0.25% |
0.25% |
| $100,000.00+ |
$1,000.00 |
$100,000.00 |
0.50% |
0.50% |
| Holiday Savings Account |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $0 - $4.99 |
$5.00 |
N/A |
0.00% |
0.00% |
| $5 & Above |
$5.00 |
$5.00 |
0.05% |
0.05% |
| Statement Savings |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| $0 - $249.99 |
$50.00 |
N/A |
0.00% |
0.00% |
| $250.00 & Above |
$50.00 |
$250.00 |
0.10% |
0.10% |
Certificate of Deposit (CD) & Individual Retirement Account (IRA) Rates**
| Term |
Minimum Balance to Open |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield** |
| 91 Day |
$500.00 |
$500.00 |
0.05% |
0.05% |
| 6 Month |
$500.00 |
$500.00 |
4.11% |
4.25% |
| 12 Month |
$500.00 |
$500.00 |
4.11% |
4.25% |
| 2 Year |
$500.00 |
$500.00 |
1.47% |
1.50% |
| 3 Year |
$500.00 |
$500.00 |
1.95% |
2.00% |
| 4 Year |
$500.00 |
$500.00 |
2.10% |
2.15% |
| 5 Year |
$500.00 |
$500.00 |
2.19% |
2.25% |
* Must satisfy requirements to qualify for bonus rate. See a bank representative for more information. Base rate and APY is 0.05% if you do not qualify. APY listed is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.
** Annual Percentage Yield (APY). A minimum deposit of $500 is required to open and to obtain APY. A penalty may be assessed for early withdrawal. Fees may reduce earnings. Any certificate can be opened as an Individual Retirement Account (IRA). Annual Percentage Yields (APYs) effective as of 5/19/23 and may change at maturity. Limited-time offer, may be withdrawn at any time.
