Building relationships, growing success
Business checking to meet any need—from sole proprietors to corporate accounts, we've got the right account for you. Open an account and we’ll grow from there.
Business Checking*
Simple, convenient and affordable, our business checking meets the needs of most small to medium sized businesses perfectly. All you need and nothing you don’t. Simple!
Features
- $100 minimum to open
- Maintain a $1,000 balance to avoid the $5.00 monthly service charge
- 300 free items per statement cycle
- Online Banking
- Mobile Banking
- Bill Pay
- Month-end statement cycle to simplify bookkeeping and accounting
Commercial Checking*
When your businesses’ needs are a little more dynamic, our commercial checking account can flex right along with you. This account lets you be both agile and bold!
Features
- $100 minimum to open
- Earnings credit rate**
- $5 monthly service charge
- No transaction limits per statement cycle
- Online Banking
- Mobile Banking
- Bill Pay
Non-Profit Checking*
Being a community bank means that supporting our community is a big part of what we do. That’s why we’ve created a special interest-bearing account just for organizations like yours.
Features
- $25 minimum to open
- Earns interest
- No monthly service charge
- No transaction limits per statement cycle
- Online Banking
- Mobile Banking
- Bill Pay
Sweep Accounts
A sweep account is a checking account that automatically transfers money to an interest-bearing money market account. Our sweep account can maximize your business’ earnings by making sure your money is put to its best use.
Features
- Links your business checking account with a money market account
- Automatically transfers funds to a money market account, to earn interest overnight
- Funds transfer back into checking account, at start of next business day
debit cards
Debit cards are the best of cash and credit. With your BS&L Discover® debit card, banking is convenient and secure. Your card works as an ATM card and as a debit card, which means you can perform savings, checking or money market account transactions at any ATM.
get better control over business spending
With your BS&L Discover debit card, you can easily manage business expenses by keeping all your business transactions in one place. This really helps to separate your business and personal expenses, which is always a challenge for small businesses.
No Interest or Fees
When you use your debit card, you can take comfort in knowing you aren’t paying a penny more than the purchase price and don’t have to worry about the credit card interest and fees racking up additional debt.
Convenience
Your debit card offers the same convenience as a credit card and comes without the hassle or worry of carrying too much cash.
worried about fraud Liability on your business debit card?
While business debit cards are not protected against fraud like personal debit cards are, our credit card option does provide you with protection against liability.
* A Truth in Savings disclosure for each of our accounts is available at all offices upon request.
** An item includes any deposit ticket, deposited check, check written, debit card transaction or ACH credit or debit to your account during each statement cycle.
