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CDs & IRAs

Whether it’s for a special purpose or “just in case,” we have a way for you to save

Certificate of Deposits (CDs) and Individual Retirement Accounts (IRAs) are a great, low-risk way to grow the money you have into the future you want. Safe, ready for growth, and surprisingly easy, these are how we turn money into wealth. Start small or go big — we can help you meet your goals 


  • Competitive rates
  • Term options range from 91 days to 60 months
  • FDIC insured up to $250,000

Certificate of Deposit (CD) and Individual Retirement Account (IRA) Rates*

Term Minimum Balance to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield*
91 Day $500 $500 0.05% 0.05%
6 Month $500 $500 4.11% 4.25%
12 Month $500 $500 4.11% 4.25%
2 Year $500 $500 1.47% 1.50%
3 Year $500 $500 1.95% 2.00%
4 Year $500 $500 2.10% 2.15%
5 Year $500 $500 2.19% 2.25%


Open a CD or IRA today

If you're looking for a safe, reliable investment, a CD or IRA makes a lot of sense. 

* Annual Percentage Yield (APY). A minimum deposit of $500 is required to open and to obtain APY. A penalty may be assessed for early withdrawal. Fees may reduce earnings. Any certificate can be opened as an Individual Retirement Account (IRA). Annual Percentage Yields (APYs) effective as of 5/19/23 and may change at maturity. Limited-time offer, may be withdrawn at any time.
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Your savings Account

We offer ways of saving to suit any goal