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Mortgage Overview

Local knowledge matters when it comes to finding a mortgage that works for you


Smiling young family holding baby and toddler in front of mountain viewWhat’s right for me?

Let us be your ally in figuring out what you need to get the mortgage you deserve. We'll be with you every step of the way to guide you through the process. We'll work with you to guide you through the process of choosing and getting the exact loan to meet your needs.

Clicking on some of these links will bring you to our separate mortgage pages. Don't worry, you're still with us.



Mortgages

Mortgages are a really big deal. Let us help you, face-to-face and online, to get you what you need to get into the home you want.


Home Equity Line of Credit

A home equity line of credit is a low cost, low interest way to bring a little joy into your life. Whether it's a new room for you and your family, a way to get out and about in style, or even making the house you have into the home you want.

Beautiful white kitchen with vase of flowers on kitchen islandFeatures

  • 2.99% for the first year*, followed by a discounted variable rate in years two through fifteen**
  • Pay only interest during the first fifteen years, if you like
  • You can borrow money for 15 years, up to a certain credit limit, then take up to 15 years to repay
  • Access your line of credit by writing a check or making an online transfer













How much house can you afford?

This is a great way to answer that question by looking at your total financial picture to determine what fits your budget best.


* The interest rate on the line of credit will be discounted for the first twelve (12) months. Currently, the discounted rate is 2.99%, fixed for the first twelve months with an annual percentage rate ("APR") of 3.032% which equates to an periodic rate of .000831%. The APR does not include costs other than interest.
 
** In years two through fifteen the HELOC will have a Variable Annual Percentage Rate (“APR”) based on The Wall Street Journal Prime Rate (“Prime”) published on the first business day of the month, minus .25% (3.00% APR as of 4/1/2021). Maximum APR is 18%. Minimum APR 2.50%. In years sixteen through thirty the HELOC will have a Variable Annual Percentage Rate (“APR”) based on The Wall Street Journal Prime Rate (“Prime”) published on the first business day of the month (3.25% APR as of 4/1/2021). The maximum APR is 18% and the minimum APR is 2.50%.
 
Brattleboro Savings & Loan offers Home Equity Lines of Credit as low as $10,000.
 
Other fees and charges may apply, contact us for more details.