Certified B Corporation

Privacy Notice

What does Brattleboro Savings and Loan do with your personal information?

Rev. 09/2022

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Brattleboro Savings & Loan chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Brattleboro Savings and Loan share?

Can you limit this sharing?

For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We don't share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For our nonaffiliates to market to you No We don't share

Questions? Call (888) 806-6400

Who we are

Who is providing this notice? Brattleboro Savings and Loan 

What we do

How does Brattleboro Savings and Loan protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
How does Brattleboro Savings and Loan collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • Brattleboro Savings and Loan has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Brattleboro Savings and Loan does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Brattleboro Savings and Loan doesn't jointly market.

Other important information

State laws and individual companies may give you additional rights to limit sharing. The State of Vermont's privacy legislation differs from the federal consumer law in a number of respects. The federal version allows consumers to opt out of any sharing of information beyond the exceptions allowed. The Vermont version is the opposite in that consumers have to opt in if they want information shared. Since we do not share information beyond the exceptions allowed, there is no need for you to notify us in regards to opting in or out. Whenever the state law is more restrictive, we will abide by the more restrictive requirements.

For Bratt Bank Mobile Banking Customers-Location Based Information: Mobile Banking collects location data to enable push notifications even when the app is closed or not in use. It is also used to support promotional offers from the Bank. If you use any location-based features of Mobile Banking, you agree that your geographic location and other personal information may be accessed and disclosed through Mobile Banking. If you wish to revoke access to such information, you must cease using location-based features of Mobile Banking via your device's settings.