Business success is about more than money
It takes more than a great idea to create a successful business. It takes know-how, grit, resilience, and the knowledge that relationships matter. We're not just commercial lenders, we're commercial bankers who can help you get to where you're going—and beyond. Here are some more ways we can help you:
Accounts Receivable
You can elevate the quality of your customer service and streamline your record keeping with little effort or processing costs. By speeding up the payment collection process, you speed up your access to funds.
- Remote Deposit Capture (RDC)
- ACH Services
- Inbound Wires
Accounts Payable
Let's optimize your payment procedures and simplify your account reconciliation process. We can help ensure your funds are ready right when payments are due so everything is on time and smooth as it can be.
- ACH and Wires
- Bill Pay
Liquidity
We can help create a cash management strategy that will balance risk, strengthen working capital, and ultimately save you time and stress.
- Sweep Accounts
- Money Market Accounts
Reporting
To run a business means that you are on top of where your money is coming from, where it’s held, and where it’s going. We can help automate this to meet your schedule and needs.
- Approve ACH and wire transfers
- Make loan payments or advances
- Review balance information
- Review account transactions
- Transfer funds
- Utilize mobile bill pay
Merchant Services
How customers pay for your goods and services can be overwhelming. We offer local businesses tailored services for processing credit, debit, and check cards.
- Lease or purchase card processing equipment for face-to-face transactions
- Sign up for online processing to accept payment on your website
BUSINESS CREDIT CARDS
Just like our debit cards, our Visa® business credit cards make tracking expenses easy, while keeping your business and personal expenses separate, which is good business.
- No Annual Fees and no penalty rates
- No fee for additional employee cards
- Mobile payment capability for added convenience
- Expense management system integration
- Cardmember Service available 24 hours a day/365 day per year
Business CREDIT CARD DETAILS
Debit cards are the best of cash and credit. With your BS&L Discover debit card, banking is convenient and secure. Your card works as an ATM card and as a debit card, which means you can perform savings, checking or money market account transactions at any ATM.
GET BETTER CONTROL OVER BUSINESS SPENDING
With your BS&L Discover debit card, you can easily manage business expenses by keeping all your business transactions in one place. This really helps to separate your business and personal expenses, which is always a challenge for small businesses.
NO INTEREST OR FEES
When you use your debit card, you can take comfort in knowing you aren’t paying a penny more than the purchase price and don’t have to worry about the credit card interest and fees racking up additional debt.
CONVENIENCE
Your debit card offers the same convenience as a credit card and comes without the hassle or worry of carrying too much cash.
WORRIED ABOUT FRAUD LIABILITY ON YOUR BUSINESS DEBIT CARD?
While business debit cards are not protected against fraud like personal debit cards are, our credit card option does provide you with protection against liability.
Ready to apply for a debit card?
It's easy to apply. Just download our application by clicking on the button below. Please mail us the completed application (or send by secure email) since it contains personal information.
We're here to help! Give us a call at (802) 254-5333 with questions.
