Certified B Corporation
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Personal Services

Our personal banking options are exactly that: personal

Debit cards are all about access and, with ATMs at each branch and around the community, our cards give you options to get your cash and some rewards too.

Features

  • No Interest or fees
  • Same convenience as a credit card
  • Zero Liability on unauthorized purchases:
    • This feature protects you against unauthorized card use—including online and mobile purchases

foreign travel

We highly recommend using a credit card to make purchases, when traveling internationally. This will help minimize any fraud exposure and acceptance issues at the point-of-sale.

  • We recommend that you bring multiple payment options with you, to ensure you do not have interruptions while traveling.

Ready to aPPLY FOR A DEBIT CARD?

It's easy to apply. If you'd like to apply online, just Login to your Online Banking account, click on the 'Secure Support' tab, and then click on 'Debit Card Application'.

 
Don't want to enroll in Online Banking?
Click on the button below, and download the application, instead.

Be sure to mail the completed form (or send by secure email) since it contains personal information including your account number.
 
With our Visa® credit card* you get convenience, worldwide acceptance, great benefits and more.

  • No Annual Fee and a special Introductory APR on purchases and balance transfers
  • Chip card security
  • Fraud monitoring and zero fraud liability
  • 24/7 customer service
 

Credit Card Details

 
We're happy to help you with your check reorder, or you can order your checks on your own by clicking on the link below.

There are several ways to avoid overdrawing your account

We recommend that you stay up-to-date on your account activity by balancing your checkbook and reviewing your statements, to guard against overdrafts. Our Online and Mobile Banking can also help you keep track of your account activity and available balance, to avoid overdrafts. 

Savings Sweep

In the event an overdraft situation should occur, we'll transfer funds from your BS&L savings account to cover an overdraft on your checking account. If you would like to enroll in our Savings Sweep, please visit your local branch or call us at (802) 254-5333.

OVERDRAFT PROTECTION LINE OF CREDIT

Our Overdraft Protection Line of Credit is attached to your BS&L checking account and advances funds to your account if an overdraft occurs. If you would like to apply for a Line of Credit, please visit your local branch or call us at (802) 254-5333.


COURTESY COVERAGE

We do not encourage overdrafts, but in the event one occurs, we provide Courtesy Coverage, an overdraft protection service for our customers. To learn more about Courtesy Coverage, please visit your local branch or call us at (802) 254-5333. 



Financial Education

We offer an online financial tool called Checking Navigator, for understanding how your checking account works, how to better manage your checking account, and how to avoid overdraft fees. Click below and we’ll bring you over to Checking Navigator, our financial education tool.

CHECKING NAVIGATOR


You can check balances, verify cleared checks, transfer funds and more right on the phone.

Features

  • Convenient and available 24/7.
  • Call (877) 275-6731 to access Telephone Banking
  • Provides you with detailed information on checking and savings accounts, money market, loans, credit lines and more.







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Your Checking Account

Your funds at your fingertips,

anywhere and anywhen