Certified B Corporation
Cropped photo of BS&L's main office, a  brick building with trees in front


“As an organization and employer, we're defined by our people—neighbors helping each other for everyone's benefit.”

Interested in working with us?

BS&L was founded in 1912 as a mutually-owned, cooperative savings association, and while we’re now a full-service bank (still a mutual!) we continue to serve our three main stakeholders our employees, our customers and our communitieswith laser-like focus. We foster a culture of excellence and teamwork, actively respect, value, and support diversity and are proudly a Certified B Corporation™. We’re looking for employees who will share our passion for working in a fun and supportive environment, providing top-level service to our customers (who we tend to know) and leading our communities into a better future, while working hard, growing and advancing. We may be small, but we’re mighty. Sound like you?

If you would like to join our team, please email a cover letter and resume to mhackett@brattbank.com or mail to:

Brattleboro Savings & Loan  |  Attn: Michele Hackett  |  PO Box 1010 Brattleboro, VT 05302
An Equal Opportunity/Affirmative Action Employer/Member FDIC

Engagement 9.2 years average employee tenure icon graphic with icon showing a 'thumbs up'Compensation - 100% of our workers are paid a living wageVolunteered 1382 hours in our community icon graphic with icon showing two peopleMore than 60% Women Board of Directors icon graphic with icon showing a woman

Senior Vice President & CFO

The Senior Vice President, Chief Financial Officer (CFO) is a critical role at BS&L, reporting directly to the President and CEO. This executive leadership position is responsible for managing the bank's financial actions, including planning, risk management, record-keeping, and financial reporting. The ideal candidate will provide strategic financial guidance to ensure the bank's financial commitments are met, while also implementing policies and procedures that will contribute to its financial health and compliance with the banking regulations.

Key Responsibilities

  • Fulfill the role of Treasurer for the bank, directing financial oversight and operations.
  • Regularly report on the bank’s financial condition at Board meetings, providing critical insights into fiscal performance and forecasts.
  • Participate in the Board’s Audit, Loan, and Nominating and Compensation committees when invited, offering expertise and guidance on financial matters.
  • Chair the Bank’s Asset & Liability Committee (ALCO), orchestrating financial strategy and risk management.
  • Head the Bank’s Allowance for Credit Loss Committee, driving accuracy and regulatory compliance in loan loss provisioning.
  • Oversees the bank's financial forecasting, ensuring the regular refinement of projections and predictive models each quarter.
  • Directs the annual budgeting cycle, culminating in the presentation and approval of the final budget by the Board.
  • Works in concert with the bank’s external auditors and tax consultants to employ strategic tax planning methods, aiming to optimize the bank’s tax position while leveraging low-income housing tax credit partnerships and acquiring Vermont tax credits.
  • Spearheads the analysis and implementation of new business opportunities, including the establishment of branch offices, divisions, asset acquisitions, and the introduction of new financial services.
  • Steers the management of the bank’s investment portfolio, aiming for an optimal mix of returns, risk mitigation, and liquidity, reflective of the bank’s financial strategy.
  • Monitors the bank’s performance to assure compliance with prescribed regulatory and board-mandated capital ratios and thresholds.
  • Develops and manages the bank’s comprehensive capital plan, detailing capital adequacy strategies and capital deployment.
  • Designs and supervises the capital expenditure budget to ensure it supports the bank's long-term growth and strategic objectives.
  • Chairs the bank's Asset & Liability Committee (ALCO), steering key financial decisions to balance earnings and liquidity while managing interest rate exposure. The committee convenes monthly to assess economic trends, loan demand, cash flow forecasts, and to adjust deposit and lending rates when needed.
  • Oversees the upkeep and relevance of the bank's ALCO policy, guaranteeing that it remains aligned with the Board's guidelines and meets regulatory standards. This includes the periodic review and updating of the Contingency Funding Plan to ensure it is current and effective.
  • Upholds adherence to all pertinent financial regulatory mandates as stipulated by the Vermont Department of Financial Regulation, the Federal Reserve, and the FDIC.
  • Diligently prepares, certifies, and ensures the punctual submission of the FFIEC 051 Call Report on a quarterly basis.
  • Collaborates with team members to facilitate and expedite a smooth and effective annual financial audit with external auditors.
  • Coordinates with tax advisors to ensure the accurate and timely filing of the bank's federal tax returns.
  • Collaborates with the bank’s Chief Operating Officer/Chief Risk Officer to formulate and execute annual internal audit schedules, guaranteeing the financial functions' audits are concluded on time and any findings are addressed promptly.
  • Ensures the procurement and maintenance of sufficient insurance coverage to protect against fraud, property damage, and liability losses.
  • Advances and applies robust financial and accounting systems, methodologies, and instruments to reinforce and streamline internal controls.
  • Collaborate with the CEO and executive team in setting and driving the organizational vision, operational strategy, and staffing needs specific to financial operations.
  • Translate the organization’s strategy into actionable financial goals, facilitating organization-wide financial goal setting, performance management, and annual budgeting processes.

Financial Leadership and Development

  • Champion a culture of high performance and continuous improvement within the finance department and across the institution, emphasizing learning, quality, and adherence to key performance indicators—keeping staff Interested, Informed, Involved, and Inspired. Lead by example to motivate team members to excel in their roles and passionately contribute to the bank’s success.

  • Mentor and develop the finance team using a supportive and collaborative approach, ensuring all team members are engaged with the bank’s financial goals and understand their role in achieving these objectives. Encourage active participation in initiatives and decision-making processes, fostering a strong sense of purpose and enthusiasm for their financial roles. Set clear and achievable objectives, establish priorities, and monitor and evaluate financial results to ensure alignment with the bank’s overall objectives.

  • Encourage open communication and collaboration across all levels of the organization, with a focus on financial transparency. Implement strategies that keep the finance staff well-informed about significant developments, involve them in addressing financial challenges, and inspire innovative financial solutions. Recognize and celebrate financial achievements that contribute to both the banks and the individual’s success, reinforcing the value of each team member’s contribution to financial management.


Education, Skills and Experience Requirements:

  • Bachelor’s degree in Finance, Accounting, Business Administration or related field; CPA or MBA a plus.
  • Minimum of 10 years of experience in accounting and finance roles in a depository institution with at least 3 years in a leadership position.
  • Comprehensive knowledge of accounting principles, financial markets, banking regulations and strategic financial planning and budgeting.
  • Demonstrated leadership abilities, with excellent written and verbal communication and analytical skills, including excel and data query tools.
  • Supervisory experience.
  • Familiarity with Jack Henry’s Silverlake core a plus.

Vice President, Culture Officer

The Vice President, Culture Officer is a key executive role responsible for leading the human resources department and shaping the bank's culture. This strategic position focuses on driving organizational development initiatives that align with our mission to create a workplace where every team member can thrive. The ideal candidate will champion innovative HR strategies that foster a high-performance culture, promote diversity and inclusion, and enhance employee engagement and professional growth.


Key Responsibilities

  • Develop and execute HR strategies that support the bank’s strategic objectives, focusing on talent acquisition, development, retention, and succession planning.
  • Lead organizational development efforts to ensure that HR initiatives are aligned with business needs and can adapt to changing organizational dynamics.
  • Champion a culture of high performance and continuous improvement that emphasizes learning, a commitment to quality, and alignment with our core values.
  • Design and implement initiatives that enhance employee engagement, satisfaction, and retention through clear communication, recognition, and reward systems.
  • Oversee recruitment, onboarding, training, and development programs to ensure they meet the needs of employees and the organization.
  • Mentor and support leadership development across the organization to foster a team-oriented and customer-focused environment.
  • Ensure all HR practices comply with federal, state, and local regulations.
  • Manage employee relations, ensuring fair and consistent handling of all employment practices including disciplinary actions, complaints, and investigations.
  • Develop and refine performance management processes that align employee goals with organizational objectives and drive accountability.
  • Provide strategic direction for performance criteria, appraisal processes, and feedback systems.
  • Manage comprehensive benefit plans that promote employee well-being and support the organization’s ability to attract and retain top talent.
  • Lead the Wellness Committee to promote a healthy lifestyle and positive work culture within the organization.
Essential Operational Duties and Responsibilities
  • Coordinate recruitment activities with department managers, including job postings, resume screening, interviewing, and issuing employment correspondence.
  • Oversee background, credit checks, and regulatory compliance verifications for all new hires.
  • Conduct comprehensive new hire orientations, explaining benefits, company policies, and retirement plans. Ensure completion of all necessary paperwork and system setups.
  • Manage all aspects of employee benefits, including health insurance enrollments, terminations, and the facilitation of open enrollment processes. Provide claims resolution assistance by directing employees to appropriate resources, including insurance advocates, ensuring they receive the support they need.
  • Ensure compliance with ACA, EEOC, and ERISA reporting requirements.
  • Administer 401k plans, including managing loans, withdrawals, and terminations.
  • Manage Paid Time Off, FMLA/PFLA tracking, disability claims, and workers’ compensation claims.
  • Manage employee terminations, conducting exit interviews and coordinating with relevant departments to ensure comprehensive and compliant offboarding procedures.
  • Resolve employee issues, providing guidance and mediation to ensure a harmonious workplace.
  • Responsible for the complete payroll cycle, including adjustments, commission calculations, and submissions.
  • Maintain and update job descriptions in consultation with department managers to ensure accuracy and compliance.
  • Develop and administer the Organizational Culture and Engagement Policy, ensuring it aligns with the bank’s strategic objectives and promotes a positive and inclusive workplace environment. Continuously evaluate and refine the policy to adapt to changing organizational needs and enhance employee engagement.

  • Facilitate ongoing professional development and training programs, including mandatory compliance training and personal development opportunities.
  • Coordinate the annual Employee Recognition dinner and other staff engagement events.
  • Report critical HR metrics such as overtime and FTEs to senior management.
  • Attend Board of Directors meetings, taking minutes and providing HR insights as required.
  • Participate in local and national HR organizations, contributing to and learning from best practices in HR management.
  • Monitor and manage HR-related vendor relationships, ensuring that all third-party services align with the bank’s HR policies and regulatory standards.
  • Lead and contribute to special projects as necessary, aligning with strategic HR initiatives and organizational goals.
  • Maintain confidential personnel records and ensure secure handling of all HR information.
  • Perform additional duties as necessary to support the HR department and the organization.

Education, Skills, and Experience Requirements
  • Bachelor’s degree in human resource management, Business Administration, or related field; advanced degree or HR certification preferred.
  • At least ten years relevant human resources experience with a strong background in strategic HR management and organizational development.
  • In-depth knowledge of HR and employment regulations, best practices, and industry standards.
  • Demonstrated leadership skills with the ability to influence at all levels and drive HR initiatives.
  • Strong communication, interpersonal, and presentation skills, with a focus on building relationships and promoting a collaborative work environment.
  • Proficiency in HRIS systems and Microsoft Office Suite.
  • ADP Workforce Now experience a plus.
Additional Information
This role is designed for a proactive leader who not only handles strategic HR initiatives but is also deeply involved in day-to-day HR operations. The successful candidate will have a strong foundation in HR practices and an innovative approach to employee engagement and culture building.

Teller Supervisor 

The Teller Supervisor demonstrates proven proficiency of the Teller duties and is familiar with all policies, procedures, and regulations that pertain to that role. Under the direction of the Branch Manager this position leads the teller team to meet and exceed branch and corporate goals and customer satisfaction targets. 

Duties and Responsibilities

  • Through a team approach, the Teller Supervisor maintains and demonstrates a strong commitment to superior customer service and sets an example for others through the following ways but is not limited to: quickly making eye contact and providing a friendly greeting to all customers in the bank, using customer’s name during transaction, thanking the customer for their business and finding other ways to create friendly, professional rapport.
  • Demonstrates ability to maintain an efficient back-office operation including night depository, ATM replenishment and balancing, cash orders and shipment, vault and monetary instrument management, safe deposit box access and record retention. The tellers are also responsible for signature card management of new and closed accounts.
  • Can assist and resolve complex transactions, provide teller overrides, complete out of balance research and is a resource to others on the team. Maintains useful management reports such as transaction volumes and teller overs/shorts.
  • Is familiar with, and demonstrates knowledge of, security protocol, including physical plant security, robbery procedures, cash & drawer limits, wire and check signing limits, vault security and customer protection and privacy. This includes the Bank’s information technology use policies.
  • Demonstrates sound understanding of Reg. CC holds, check endorsements and check negotiability, all within the established policies and procedures of the Bank. Is proficient at handling foreign currency transactions, cash advances and credit card payments, as well as savings bond redemption.
  • As delegated by the Branch Manager, oversees the completion of the quarterly cash audits, end of year record retention, Reg. CC review and dual control validation and recordkeeping.  
  • Works with the IT team to trouble shoot and resolve basic technology issues and to identify ways to improve the teller system, particularly as it relates to transaction processing and false CTRs.
  • Works with Loan Servicing and Collections to ensure that loan payments are posted correctly, and alert messages are being followed. Works with the Banks’ BSA officer to ensure that CTRs are being completed correctly. 
  • In conjunction with the Branch Manager may lead group training and team building exercises and assist with performance reviews. Works with Branch Manager to address disciplinary action required. 
  • Performs other duties as assigned.

Education, Skills & Experience Requirements

  • High School Degree or equivalent experience.
  • Three to five years of teller experience.
  • Knowledge of banking regulations.
  • Organized and detail oriented.
  • Effective interpersonal skills including listening skills.
  • Effective verbal and written communication skills.
  • Strong computer skills.
  • Ability to handle multiple priorities and provide excellent follow-through.