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CDs & IRAs

Whether it’s for a special purpose or “just in case,” we have a way for you to save

CDs and IRAs are a great, low-risk way to grow the money you have into the future you want. Safe, ready for growth, and surprisingly easy, these are how we turn money into wealth. Start small or go big — we can help you meet your goals 


  • Term options range from 91 days to 60 months
  • Competitive rates
  • FDIC insured

Certificates of Deposits (CDs) and IRA Rates*

Term Minimum Balance to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield*
91 Day $500 $500 0.05% 0.05%
6 Month $500 $500 2.50% 2.57%
12 Month $500 $500 2.75% 2.83%
18 Month $500 $500 3.00% 3.09%
2 Year $500 $500 0.20% 0.20%
3 Year $500 $500 0.50% 0.50%
4 Year $500 $500 0.60% 0.61%
5 Year $500 $500 0.75% 0.75%

You can open a CD or IRA today

If you're looking for a safe, reliable, long-term investment, a CD (or IRA) makes a lot of sense. Enjoy higher yields on longer-term savings with a solid return that is FDIC insured.

* Annual Percentage Yield (APY). A minimum deposit of $500 is required to open and to obtain APY. A penalty may be assessed for early withdrawal. Any certificate can be opened as an individual retirement account. Annual Percentage Yields (APYs) effective as of 1/23/23 and may change at maturity. Limited-time offer, may be withdrawn at any time.
Note: Rates are subject to change without notice, and may change after account opening.. Fees may reduce earnings. Penalty for early withdrawal from Certificate of Deposit may reduce earnings.
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Your savings Account

We offer ways of saving to suit any goal