All but our basic checking accounts earn interest, and you can check out our current rates and the full range of account options by clicking below. Get your statement quickly and securely, and avoid additional costs by signing up for E-Statements. Just login to Online Banking, and go to the E-Statements tab to enroll.
All BS&L Checking Accounts Offer:
|Local Rewards (must satisfy account req. for bonus rate)|
|Local Rewards Checking $0 - $24,999.99||0.75%||0.75%*|
|Local Rewards Checking $25,000.00 & Above||0.05%||0.05%*|
|Basic Checking Account||0.00%||0.00%|
|Capital Access Account $1,000.00 - $24,999.99||0.05%||0.05%|
|Capital Access Account $25,000.00 - $99,999.99||0.10%||0.10%|
|Capital Access Account $100,000.00+||0.10%||0.10%|
|Non-Profit Checking $1,000.00+||0.05%||0.05%|
*APY = Annual Percentage Yield. APY is effective as of 2/19/21. All rates are subject to change, after account opening, without notice. 0.75% Annual Percentage Yield (APY) is paid on balances between $0 and $24,999.99 and 0.05% APY on all amounts above $25,000.00 each cycle the minimum qualifications are met. If you do not meet the qualifications during a given cycle, you will earn the Base Rate of 0.05% APY. We may change the interest rate and APY at any time after the account is opened. Average ledger balance of $500 during the statement cycle is required to earn interest. Minimum deposit of $500 required to open this account. Available for personal accounts only. No monthly service charge. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning the Base Rate; it will not receive ATM Refunds for that time period. Fees may reduce earnings. Unlimited ATM surcharge refunds if qualifications are met.
**We may change the interest rate and APY at any time after the account is opened. Fees may reduce earnings.
Having a check or automated payment returned due to insufficient funds can be a costly and embarrassing experience. While we always encourage you to manage your finances responsibly, an accidental overdraft should be covered. That’s why we provide several options for overdraft protection. Learn More
Receiving Social Security? Does your employer offer direct deposit? When signing up for direct deposit, you will need our routing number, your account number, and your account type (checking or savings). Our routing Transit Number for Direct Deposits and Wires is: 211672476.